Privacy Policy

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At Nathor Financial Corporation, your privacy is important to us.  This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, use our services, or communicate with us.

• Information We Collect
  We may collect the following types of information:
  • Personal Information you provide to us voluntarily through forms, consultations, or email (e.g., name, phone number, email address, mailing address).
• How We Use Your Information
  We use the information we collect to:
  • Provide financial and insurance services
  • Schedule and manage consultations
  • Respond to inquiries and communicate updates
  • Improve our website and user experience
  • Send newsletters, product updates, or educational materials (only if you opt in)
• Sharing of Information
  We do not sell or rent your personal information.  We may share information with trusted third-party service providers who assist us in delivering our services (e.g., scheduling, email platforms, analytics), and only to the extent necessary.  These providers are obligated to keep your information confidential.  We may also disclose your information when required by law, or in the event of a merger or business transfer.
• Your Choices & Rights
  You can:
  • Request access to or correction of your personal information
  • Opt out of receiving marketing emails and materials at any time
  • Contact us to request deletion of your information (subject to legal or compliance obligations)
• Data Security
  We take reasonable technical and organizational precautions to protect your information from unauthorized access, misuse, or loss.  However, no method of transmission over the internet is 100% secure.
• Cookies & Tracking Technologies
  We use cookies and similar technologies to enhance your experience, analyze traffic, and improve performance.  You can adjust your browser settings to disable cookies, though this may affect functionality.
• Third-Party Links
  Our website may include links to third-party websites.  We are not responsible for the privacy practices or content of those sites.  We encourage you to review their privacy policies.
• Children's Privacy
  Our services are not directed to children under 13.  We do not knowingly collect personal information from children.  If we become aware that we have received such information, we will delete it immediately.
• Changes to This Policy
  We may update this Privacy Policy from time to time.  Any changes will be posted on this page with an updated revision date. 
• Contact Us
  If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us at info@nathorfinancial.com

Last updated: November 2025

Welcome to the website of Nathor Financial Corporation ("Company," "we," "us," or "our").  By accessing or using our website (the "Site"), you agree to comply with and be bound by these Terms of Use ("Terms").  If you do not agree to these Terms, please do not use our website.

• Use of This Website
  You may use our Site and its content for lawful, personal, and non-commercial purposes only:
  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to interfere with the proper functioning of the Site
  • Copy, reproduce, modify, distribute, or republish any part of the Site without our prior written permission
• Intellectual Property Rights
  All content on this Site– including but not limited to text, graphics, logos, icons, images, videos, downloadable materials, and digital products– is the property of Nathor Financial Corporation or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.  Unauthorized use is strictly prohibited.
• No Financial or Insurance Advice
  The information on this Site is provided for general educational and informational purpose only.  It does not constitute financial, legal, or insurance advice. For personalized advice, you should consult directly with a licensed financial advisor or insurance professional.
• Consultations and Services
  While we offer educational content and one-on-one consultations, using this Site or submitting a form does not establish a professional-client relationship.  Scheduling a consultation is voluntary and subject to availability and service scope. 
• Third-Party Links
  Our Site may contain links to third-party websites )e.g., Get Covered Illinois). We are not responsible for the content or practices of these external sites.  Accessing them is at your own risk.
• Limitation of Liability
  To the fullest extent permitted by law, Nathor Financial is not liable for any indirect, incidental, or consequential damages resulting from your use of (inability to use) this Site, its content, or any linked sites.
• Disclaimer of Warranties
  The Site and its contents are provided "as is" and without warranties of any kind, either express or implied.  We do not guarantee that the Site will be error-free, uninterrupted, or secure.
• Changes to These Terms
  We may update these Terms from time to time without prior notice.  Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
• Governing Law
  These Terms are governed by and construed in accordance with the laws of of the State of Michigan, without regard to its conflict of law principles. 
• Contact Us
  If you have any questions or concerns about these Terms, please contact us at info@nathorfinancial.com