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Affordable Health Coverage Made Simple
You deserve quality health insurance that protects your family without the confusion.
Navigating health insurance doesn't have to be overwhelming. At Nathor Financial Corporation, we help families access affordable health coverage through the Health Insurance Marketplace with clarity, compassion, and personalized support.
Whether you're enrolling for the first time, switching plans, or need help understanding your options, we're here to guide you every step of the way.
Your family's health, secured.
Understanding the Health Insurance Marketplace
We Help You Find Coverage That Fits Your Life
Health insurance is essential, but finding the right plan can feel complicated. That's where we come in.
Nathor Financial Corporation provides free enrollment assistance and educational guidance to help uninsured and underinsured individuals and families access quality health coverage through the Health Insurance Marketplace.
We do not sell insurance products. We educate, simplify, and support you in making informed decisions that protect your family's health and financial wellbeing.
What We Offer
Personalized Plan Guidance
We help you understand your coverage options, compare plans, and choose the best fit for your family's needs and budget.
Enrollment Support
From application to approval, we walk you through every step of the enrollment process with patience and clarity.
Subsidy and Tax Credit Assistance
Many individuals and families qualify for financial assistance. We help you determine eligibility and maximize available savings.
Year-Round Support
Health insurance questions do not stop after enrollment. We're available to answer questions, help with plan changes, and support you during special enrollment periods.
Get Covered Michigan
Get Covered Michigan is a statewide initiative designed to help Michigan residents access health insurance through the federal Health Insurance Marketplace. The program provides free enrollment assistance, educational resources, and support to ensure every family has the opportunity to obtain quality, affordable coverage.
Key Benefits of Marketplace Coverage:
All Marketplace plans cover essential health benefits including doctor visits, emergency care, prescriptions, mental health services, preventive care, and more.
Who Qualifies for Marketplace Coverage
Most U.S. and territories residents can enroll in health insurance through the Marketplace. Income-based financial assistance is available for individual and families. You may qualify if you:
- Live in the U.S. and U.S. territories
- Are a U.S. citizen or lawfully present resident
- Are not currently incarcerated
- Do not have access to affordable employer-sponsored insurance or public coverage like Medicare
Common Questions about Health Insurance
When can I enroll?
Open Enrollment Period: Typically runs from November 1 to January 15 each year. This is the main enrollment window for Marketplace coverage.
How much does health insurance cost?
Plan costs vary based on coverage level, your age, household size, and income. Many families and qualify for premium tax credits that significantly reduce monthly costs. We'll help you understand all costs upfront, including premiums, deductibles, and out-of-pocket maximums.
Can I choose my doctor?
Most Marketplace plans offer a network of doctors and hospitals. During plan selection, we'll help you verify that your preferred providers are included in the network.
What's covered under Marketplace plans?
All Marketplace plans cover essential health benefits including preventive care, emergency services, hospitalization, prescriptions, maternity care, mental health services, pediatric care, and more.
What if I miss Open Enrollment?
If you miss the Open Enrollment window, you may still qualify for a Special Enrollment Period due to life changes. Contact us to discuss your situation and explore your options.
You Deserve Quality, Affordable Health Coverage
Health insurance protects more than your health. It protects your family's financial security and peace of mind.
At Nathor Financial Corporation, we're here to make the enrollment process clear, simple and stress-free. Whether you're enrolling for the first time or looking for better coverage, we'll guide you every step of the way.
Your family's health matters. Let's make sure it's protected.
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